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VMIA provides insurance cover to direct employers who are recipients of an Individual Support Package - a funding initiative by the Department of Health and Human Services which allows a person to meet their disability-related support need.

The department has defined direct employers as persons with Individual Support Packages administered through direct payments and they, or their nominated person(s) directly employ support worker(s) using some of their funding.

For more information about applying for Individual Support Packages, please refer to the departments’ website

What cover does VMIA provide to direct employers?

Public Liability

Is designed to cover direct employers against legal liability for personal injury and/or property damage claims made by third parties. This applies to incidents whilst engaged in activities undertaken by the employed support worker in the provision of services.

Personal Accident

Is designed to covers the direct employer for accidental bodily injury including death, broken bones or dental procedures. This applies to incidents whilst in the care of and as a result of the provision of services by an employed support worker.

More information

For more information about your insurance policies, email us at contact@vmia.vic.gov.au

Page last updated: 5 June 2018