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Andrew Davies

Andrew Davies, Chief Executive Officer

Since joining VMIA in 2015, Andrew has led the continued development of VMIA’s risk and insurance offering, and, formerly as Chief Insurance Officer, was responsible for the Authority’s insurance, reinsurance, claims and insights activities.

With a background in management consulting and change leadership and having worked globally in executive roles across a diverse range of industries, Andrew brings clear strengths in transformational leadership, a detailed appreciation of VMIA’s operations and a passion for delivering real value for the state of Victoria.


Efy Karagiannis

Efy Karagiannis, Chief Officer Domestic Building Insurance

Efy is responsible for VMIA’s Domestic Building Insurance program, delivering insurance services and solutions to over 18,000 residential builders across Victoria. She has a genuine passion for leadership and building performance-driven teams who thrive in environments of continuous disruption and constant change. Efy has a Bachelor of Applied Science & Construction Management from RMIT University in Melbourne. Previously a member of the Victorian Architects Registrations Board and was the first female president of the Victorian chapter of the Australian Institute of Building. She was awarded the prestigious NAWIC Crystal Vision Award in 2011 for advancing women in the construction industry and IPAA’s 2019 Top 50 Women in Public Sector Award for her leadership on the launch of a digital platform which transformed distribution services for the DBI product.


Angela Kelly Chief Insurance Officer VMIA 

Angela Kelly, Chief Insurance Officer

Having held senior leadership roles in the insurance industry both locally and across the Asia Pacific region, Angela has extensive experience in delivering traditional and innovative insurance solutions to customers across a broad range of sectors.

Prior to joining VMIA, Angela was CEO of Lloyds of London in Singapore, responsible for coordinating the activities of the Lloyd’s market development, regulatory and compliance, operations and finance teams.

Angela is passionate about the positive role the insurance sector plays in protecting and supporting the ambitions of people, businesses and communities. She has a deep appreciation of how insurance and other risk transfer mechanisms contribute to a resilient State.


Frieda Esquelin

Frieda Esquelin, Chief Operating Officer and Corporate Secretary

Frieda leads the Business Operations division, responsible for people and culture, communications, government and stakeholder relations, legal, compliance and procurement. Frieda also supports the VMIA Board and has oversight of VMIA’s corporate governance and regulatory functions.

Frieda is a practising lawyer with extensive experience leading legal and corporate functions in the public and private sectors in Australia and the Asia-Pacific. Her career spans industries including business outsourcing, IT, telecommunications, health & safety and insurance.


Wayne Kenafacke

Wayne Kenafacke, Chief Performance Officer

Wayne joined VMIA in 2021 to lead its finance, actuarial and transformation functions. With an actuarial and finance background, Wayne has more than 25 years’ experience across insurance, superannuation, funds management, retail banking and financial advice.

Wayne previously held senior finance roles in the insurance sector and provided strategic consulting services on mergers and acquisitions, capital restructures, and to the superannuation sector.


David Martin

David Martin, Chief Information Officer

David leads VMIA's technology division, inspiring IT teams to develop products and services that streamline systems and improve the experience of our clients.
With a proven track record in guiding large organisations through digital and cultural transformation, David consistently maximises the potential of people and data to achieve strategic business goals. He’s worked in many industries including banking and finance, telecommunications, global technology, media, management consulting, and government.
David's previous role – Chief Data Officer at the Department of Transport – demonstrates his commitment to making a meaningful impact in the community.


Samantha Zimmerman 

Samantha Zimmerman, Chief Risk Officer

Effective risk management protects and creates value for VMIA. The Chief Risk Officer Role is to lead the integration of risk management into our culture, policies, systems and processes in a way that enables informed decision making, setting and achieving objectives and improving performance and service delivery.

Samantha’s working career includes over 25 years public sector experience in both Federal and State government roles and she brings over 15 years risk management experience to this role. Samantha has a Master of Risk Management, Graduate Certificate in Psychology of Risk and is a Graduate of the Australian Institute Company Directors (GAICD).