Check your cover and claims progress, any time

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Select a policy

We insure $235.7 billion of State assets including Victoria’s road and rail systems, hospitals, schools, cultural institutions, cemeteries and national parks. We insure the work undertaken by our public servants including doctors, nurses and teachers as well the State's treasures, including the art in our galleries and artifacts in our museums.

We also provide domestic building insurance to households undertaking building projects.

Select a policy to get an overview of what and who is covered, or log into the VMIA portal to check your cover, make a claim or track your claim's progress.

Stamp duty

Effective 1 July 2024, stamp duty on eligible business insurance products will be reduced from the current 10% to 9% for the 2024-25 renewal period and will continue to decrease by 1% each year until it reaches 0%. This change is estimated to save our clients around $7 million during the 2024-25 renewal period.

Please note that this reduction applies to most of our policies. Please refer to the below summary table to see if your insurance is impacted.

For more information, please visit the government website: https://www.sro.vic.gov.au/publications/changes-state-taxes-june-2023

VMIA class of insurance

Determination

Aviation Liability

Included

Combined Liability

Included

Construction

Included

Domestic Building Insurance

Included

Event Liability

Included

Hangar Keepers Liability

Included

Medical Indemnity

Included

Non-Owned Aircraft

Included

Professional Indemnity

Included

Property

Included

Public & Products Liability

Included

 

VMIA class of insurance

Determination

Cyber

Excluded

Directors & Officers Liability

Excluded

Fine Arts & Exhibitions

Excluded

Group Personal Accident Journey

Excluded

Investment Management Insurance

Excluded

Motor Vehicle

Excluded

Travel Expatriate/Inpatriate Medical Expenses

Excluded

Select a policy

We insure $235.7 billion of State assets including Victoria’s road and rail systems, hospitals, schools, cultural institutions, cemeteries and national parks. We insure the work undertaken by our public servants including doctors, nurses and teachers as well the State's treasures, including the art in our galleries and artifacts in our museums.

We also provide domestic building insurance to households undertaking building projects.

Select a policy to get an overview of what and who is covered, or log into the VMIA portal to check your cover, make a claim or track your claim's progress.

Stamp duty

Effective 1 July 2024, stamp duty on eligible business insurance products will be reduced from the current 10% to 9% for the 2024-25 renewal period and will continue to decrease by 1% each year until it reaches 0%. This change is estimated to save our clients around $7 million during the 2024-25 renewal period.

Please note that this reduction applies to most of our policies. Please refer to the below summary table to see if your insurance is impacted.

For more information, please visit the government website: https://www.sro.vic.gov.au/publications/changes-state-taxes-june-2023

VMIA class of insurance

Determination

Aviation Liability

Included

Combined Liability

Included

Construction

Included

Domestic Building Insurance

Included

Event Liability

Included

Hangar Keepers Liability

Included

Medical Indemnity

Included

Non-Owned Aircraft

Included

Professional Indemnity

Included

Property

Included

Public & Products Liability

Included

 

VMIA class of insurance

Determination

Cyber

Excluded

Directors & Officers Liability

Excluded

Fine Arts & Exhibitions

Excluded

Group Personal Accident Journey

Excluded

Investment Management Insurance

Excluded

Motor Vehicle

Excluded

Travel Expatriate/Inpatriate Medical Expenses

Excluded