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If your organisation owns or uses aircraft or an airfield, there’s a risk of aircraft damage or injured passengers. VMIA’s Aviation insurance policies cover you against these risks.

We have two types of aviation insurance:

  • Hangar keepers liability covers your legal liability for accidents at your airfield, damage to aircraft and aircraft equipment in your care, custody and control. Legal liability for aircraft maintenance, sales and repair operations is also covered.
  • Non-ownership liability covers your legal liability for loss of or damage to aircraft, as well as legal liability to passengers and third parties.

Who’s covered?

  • Your organisation and any of employees engaged in operating, repairing, maintaining and using your aircraft or operating an airfield.

What’s covered?

Hangar keepers liability

  • Legal liability for property damage and bodily injury as a direct result of the services you provide at your airfield premises
  • Loss of and damage to aircraft or aircraft equipment in your care, custody or control — on the ground or during test flights
  • Bodily injury or property damage arising from aircraft maintenance, sales or repairs.

Non-ownership liability

  • Legal liability in respect of accidental loss of, or damage to aircraft
  • Legal liability relating to accidental bodily injury and accidental property damage caused by the aircraft, or by a person or object falling from the aircraft
  • Legal liability for accidental bodily injury to passengers when entering, on board, or alighting from the aircraft
  • Loss of or damage to passengers’ baggage and personal effects arising from an accident to the aircraft
  • Bodily injury or property damage arising from aircraft maintenance, sales, or repairs.

Policy documents 

More information

For more information about these policies or any insurance matter email us at contact@vmia.vic.gov.au