VMIA provides insurance to more than 500 cemetery trusts, on behalf of the Victorian Government and the Department of Health and Human Services.
VMIA’s Cemetery Trusts Insurance Program provides a range of insurance products tailored specifically to these needs.
- All Victorian public cemetery trusts.
What cover is provided?
- 2020-2021 Cemetery Trusts overview [PDF, 942KB]
Property covers your Trust for physical loss or damage to property due to events such as fire, explosion, vandalism, weather perils, earthquake, theft or accidental damage. It also covers loss of revenue and additional costs of working because of such property damage.
- 2020-2021 Cemetery Trusts Property Policy [PDF, 822KB]
Property Policy update
Combined Liability covers your Trust for its legal liability from personal injury and/or property damage claims by third parties arising out the Trust's business activities.
The policy also provides cover for your Trust in relation to third party claims for financial loss arising from a breach of professional duty.
Cyber Insurance covers your Trust for expenses associated with a breach of your computer systems. Coverage includes expenses related to forensic investigation, data restoration, public relations, crisis management and mandatory notification requirements.
- 2020-2021 Cyber Insurance Policy [PDF, 1.14MB]
Directors and Officers Liability
Directors and Officers Liability provides cover for your Trust's directors and officers for third party claims arising from their actions and decisions while acting in an official capacity (including employment-related violations).
- 2020-2021 Directors and Officers Liability Policy update
- 2020-2021 Directors and Officers Liability Policy [PDF, 822KB]
Group Personal Accident
Group Personal Accident covers volunteers for accidental-bodily personal injury whilst performing their duties, resulting in loss of life, permanent or temporary disablement.
- 2020-2021 Group Personal Accident Policy [PDF, 659KB]
Optional insurance policies are available to Trusts on an "offer and acceptance" basis including:
- construction risks (contract value over $500,000)
- business travel
- personal accident (journey).
For more information about your insurance policies, email us at email@example.com.