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Policy overview

If your organisation owns and/or uses aircraft or an airfield, there is a risk of aircraft being damaged or passengers being injured. VMIA’s Aviation insurance policies cover your organisation against these risks.

We have two types of aviation insurance:

  • Hangar keepers liability covers your legal liability for accidents occurring at your airfield , damage to aircraft and aircraft equipment in your care, custody and control. Legal liability for aircraft maintenance, sales and repair operations is also covered.
  • Non-ownership liability covers your legal liability for loss of or damage to aircraft as well as legal liability to passengers and third parties.

Who’s covered?

  • Your organisation and any of its employees engaged in operating, repairing, maintaining and using your aircraft or operating an airfield.

What’s covered?

Hangar keepers liability

  • Legal liability for property damage and bodily injury as a direct result of the services you provide at your airfield premises
  • Loss of and damage to aircraft or aircraft equipment in your care, custody or control — on the ground or during test flights
  • Bodily injury or property damage arising from aircraft maintenance, sales or repairs.

Non-ownership liability

  • Legal liability in respect of accidental loss of or damage to aircraft
  • Legal liability relating to accidental bodily injury and accidental property damage caused by the aircraft or by a person or object falling from the aircraft
  • Legal liability for accidental bodily injury to passengers whilst entering, on board, or alighting from the aircraft
  • Loss of or damage to passengers’ baggage and personal effects arising from an accident to the aircraft
  • Bodily injury or property damage arising from aircraft maintenance, sales or repairs.

This is a brief overview of policy features only. Please refer to policy wording below for full details of cover and exclusions.

Policy documents

Aviation — Hangar Keepers Liability Policy [PDF, 131KB]
Aviation — Non-ownership Liability Policy [PDF, 202KB]

More information

For more information about these policies or any insurance matter email contact@vmia.vic.gov.au to contact our Insurance Services Team.

Page last updated: 3 June 2016